Non-Payment Insurance

Protect your debt facility

Our non-payment insurance covers the principal plus interest of debt facilities into carbon projects from day one. By protecting against buyer default, we enable lenders to deploy earlier and at greater scale, bringing critical capital forward and accelerating the growth of carbon solutions globally.

Key Policy Features

Who is it for?

Lenders deploying capital into carbon projects, including banks, climate funds, credit investors, and impact financiers.

Why use it?

It reduces exposure to project default, offering protection for up to 100% of loan principal and interest.

How does it work?

Coverage begins at disbursement of funds and protects against developer default or underperformance.

Why Artio?

We have built our proprietary risk model specifically to understand delivery risk.

Artio’s team has worked in the carbon markets for several years and defined quality when it was needed most. During that time we gained direct insight into why projects under-deliver and matched that with analysis of historical project performance to understand likelihood of default from day one.

Our non-payment coverage is built from assessing every factor that historically causes under-delivery to deliver greater confidence that you are deploying your capital in the right projects.

When can cover start?

Our insurance starts covering you from as early as pre-feasibility* all the way to maturity.

Project financing is needed most at the very beginning of a project’s life. This is why project finance lenders need insurance to work from day one to ensure greatest liklihood of project success and therefore lower risk of project default. .

*Subject to all relevant documents being prepared

Coverage Timeline

How long does it take?

We can issue a quote in as little as 5 days*.

Artio’s industry leading risk model analyses your project documents, i.e. shapefiles, feasibility studies, financial models, and investment agreements to deliver a fast, reliable premium quote for your forecasted credits. We ensure insurance supports, not delays, your capital deployment decisions.

*Subject to all requested documents being provided with level of detail required

Buyer Focused Project Coverage

At Artio , we prioritise the project types that align with market demand and where we see the market evolving.

ARR

Biochar

ERW

CCS

2026

While we have a strong focus on carbon dioxide removal (CDR), we plan to expand as new project types mature and investment in these solutions grows. We’re always happy to discuss our roadmap and gain insights into buyers’ priorities today.

Our insurance products are backed by global leaders in insurance

INSURANCE PARTNERS

FAQs

  • Our insurance partners are investment grade and will often have already been approved by internal insurance teams for project finance lenders.

    Tokio Marine HCC is a global specialty insurance group known for its expertise in niche and high-risk markets, holding an AA- Fitch rating and reporting annual premiums of over $7 billion.

    Markel Corporation, a diversified specialty insurer covering industries like marine, aviation, and cyber, has an A+ Fitch rating with annual premiums exceeding $8 billion.

    Apollo Syndicate Management, a Lloyd’s managing agent providing flexible underwriting solutions across multiple lines, operates under Lloyd’s market ratings, including an AA- Fitch rating.

  • While we consider each request separately LMA approved wording that has been utilised with our carriers is a strong basis for using exisiting client wording.

  • Our innovative risk model can provide a full quotation in as little as 5 days*.

    *This is subject to complexity of project and provision of all required information

  • Artio™ Risk Model has been created specifically to understand all the risks carbon projects face when it comes to delivery risk from day one.

    Built with market specific knowledge over years of assessing quality, geospatial analysis and bringing in a wider understanding of project finance alongside wider risk modelling we use the model to power our insurance and look forward to what is realistically achievable in terms of projected delivery.

Insure your Carbon Project Finance

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